Luko is the fastest growing Insurance in Europe and France’s #1 Neo Insurance.

Today, Luko’s mission seems obvious: to transform insurance from an industry perceived as a necessary evil to a service that truly protects.

Beyond the protection of individuals, insurance must serve society. It should be an ally to the planet and to its environmental issues.

We believe that insurance must be simple, transparent and useful.

Our obsession? Delivering an incredible insuree experience. Luko is not just about insuring, but also about preventing issues. We are building the best AI-powered technologies to avoid accidents in every European home.

In 5 years, we have convinced over 300,000 users to trust us. We are backed by some of the most incredible VCs (EQT Ventures, Accel, Founders Fund, Speed Invest, Xavier Niel, etc.) and raised more than 70M€ in Series A & B.

We are a team of 200+ ambitious & creative talents eager to reinvent an entire industry. We are looking for other impact-driven talents to scale Luko across Europe. We are committed to equal access to employment, inclusion and diversity within the teams.

Are you ready to join our journey?

At Luko, Lukooms’ forces are divided into 5 tribes, set up in a product-based organisation. Each tribe constitutes several cross-functional squads (product + engineering + design) and executes towards its own roadmap for customer and business impact.

User Acquisition tribe focuses on Luko’s growth via the acquisition of new customers

Moment of Truth tribe aims at delighting our users throughout the whole life of their contract – claims included

New Business tribe focuses on launching new products, services and markets

User Life tribe maximises customer touchpoints by creating engagement opportunities. They are a home care partner guiding customers to the right solution

Core Insurance tribe owns all the products and features in order to support Luko’s Insurance activities, from regulation to tech

As part of Core Insurance, you are responsible for delivering the best insurance products in the market, using the most efficient technology, data, pricing and underwriting. You will make sure that Luko is using a unique stack and always has a significant competitive advantage in its markets.

Your mission in the team:

Luko has a mission to create insurance products which meet each user needs, transparent and quickly available, with a fair price.

As a Lead Pricing actuary, your job is to be the owner of our pricing models and to manage the Pricing Actuary team (2 people). You and your team are responsible to deliver the best in class pricing for insurance, working together with a dedicated tech team and using all the data available inside and outside Luko.

You will:

• Lead, hire, train & structure the Pricing team
• Design, build and maintain our pricing models using the best AI technologies
• Work together with the Core Insurance team to develop & implement new pricing tech structure
• Identify new approach & data to improve the pricing
• Work together with the other tribes, spread the pricing culture and be the problem solver for any pricing problematic

Who are you?

• You have 5-10 years of experience in Pricing, with a preference for Insurance P&C products
• Education : Master degree in Economics/Maths/Statistics, Actuarial is a plus
• Language : English (mandatory), French and/or German would be a plus

Recruitment Process:

• Intro call
• Hiring manager interview
• Case study + review
• Team-fit interview
• Lukofit (behavioural & culture-fit interview)
• Reference check & offer

What we offer:

• Be part of the fastest growing insurtech in Europe
• Be part of the #1 French scale-up to work for in terms of well-being
• Nice perks (meal vouchers, unlimited days off, mental health support with Moka.care etc.)
• Evolve in a stimulating and challenging environment
• Share and learn with a passionate and diverse team
• Friendly team and offices in Paris, Madrid & Berlin
• Remote friendly (see our No Border Policy)

You’ve read all the way, you may as well apply!

Our company-wide communication language is English (written & spoken).
We would therefore appreciate it if you could send us your application’s content (CV, cover letter, portfolio…) in english.

If you have any questions take a look at our Luko open handbook to find out more about who we are, what we do and how we work

Belonging: Diversity, Inclusion & Equity

We believe inclusion is the result of ongoing commitment. We want to build an authentic environment, open to everyone regardless of nationality, physical ability, family structure, age, socio-economics, civil status, sexual orientation, gender identity, ethnic origin, religion, belief or anything else that makes your life experience unique. We are continuously working to create a diverse, equitable and inclusive environment, where everyone has a space to thrive. To encourage this philosophy we have put in place policies to support this mindset, you can read more about this here.